Where are we with Foreclosures and or & # 39 they are slowing down at all?

We are two months into the New Year and foreclosures still hot news item. So let's look at how and where we are at the moment. By Lender Processing Services (LPS) of the data show about 6.92 million residential mortgage overdue or are currently in foreclosure at the end of January, a slight increase from 6.87 million in December.

Most likely, we are seeing an increase of homes going into foreclosure in view of the fact, many lenders have kept the right to purchase the rest of the year because of the foreclosure fraud investigation. LPS also says that the number of loans has now been increased by 8 per cent higher from where we were last year. With 6.92 million mortgages are not paid in the US, about 2.20 million already in the process foreclosed on. About 4.72 million more than one month overdue, and 2,160,000 of these houses about 90 days past due.

So, what the state still have the highest rates of non-current loans? Florida, Nevada, Mississippi, Georgia, and New Jersey still have a high level of foreclosures. However, these states with the & # 39 are the fewest foreclosure rates Montana, Wyoming, Arkansas, South Dakota and North Dakota.

According to HLM, every state but two saw a drop in the 90 day delinquent offenses, North Dakota and Arkansas has only two states in which the 90 day delay is not decreased. Total US mortgage loans that are past due is estimated to be about 8.22 per cent, it is not including mortgages, that are already in foreclosure. MBA for the number of houses that are already in buying an average of about 4.63 per cent. However, according to the MBA reported a 13.56 per cent for at least one month behind.

Work is still growing slowly, commodities such as gas, oil and food costs pushed the budget of the average American to the brink of jumps, and it is only a matter of time before we see the ransom slowly creep up again. The question is how the government assistance program, Hampi and other loan modification programs continue to help homeowners fight. The increase in the discussion about the modernization of the mortgage, credit services and other state authorities, of course, play an important role in how our real estate market is beginning to recover, and how quickly. As government officials continue to discuss the changes, we can only sit and watch as the next year begins to unfold.

Colorado Springs Home Builders

Colorado Springs is the most populous city of El Paso County, Colorado, in the United States. Situated on Fountain Creek in the foothills of Pikes Peak in the Rocky Mountains, it is 61 miles (98 km) south of the Colorado State Capitol in Denver.

The city had a population of 414,358 in 2009, according to the US Census Bureau estimates and occupies 186.1 square miles. Colorado Springs today is a noted destination of health tourism mainly because of its healthy natural scenic beauty, mineral waters, and extremely dry climate, Colorado Springs emerged as a tourist attraction and popular recuperation destination for tuberculosis patients. Several locations attract tourists here, some of the noted ones include Austin Bluffs, Broadmoor, Woodman Valley, Pikeview, Papeton, Knob Hill and Ivywild, among others. Old Victorian brick buildings and Main Street currently offer several tourist, boutique and antique shops. Colorado Springs is also a popular destination for tourists seeking scenery and exploring rock formations.

If you are on the lookout for a property in Colorado Springs, there is plenty on offer. Here are a few:

Classic Homes: Classic Homes has been building houses in Colorado Springs since 1989, and is today one of the largest, most respected homebuilders in Colorado. This local builder understands the importance of community and build homes located in premier neighborhoods throughout the city. Classic Homes has a choice for everyone and has a price range to suit every pocket. Search over Google for more information on Classic Homes.

Keller Homes: Keller Homes is a new home builder for more than 25 years. Keller Homes has so far made a delectable collection of new homes for a buyer to experience. The Keller Homes financing and design choices have set it apart. You’ll see why a new Keller Home is the right choice for your family. Do a Google search for more information on Keller Homes.

Saddletree Homes: Saddletree Homes has been building new houses in the city since 1993. Saddletree Homes today has become one of the most recognizable local home builders with awards that include Best Home Builder 2008 and numerous Parade of Homes and MAME Awards. Search over Google for Saddletree Homes for more information.

Palace Homes: Palace Homes has made a name for itself by constructing s affordable custom homes in Colorado Springs, Monument, Woodmoor,Palmer Lake, Black Forest and the rural areas of El Paso and Douglas Counties. It also makes luxury homes. Search Palace Homes over Google.

Blog Touring Musician: Wedding Bell Blues

Life as a traveling music can be very hard on any kind of romantic relationship. Luckily for me, my husband John and I work together. This does not mean that we are free from the struggles and annoyances, but we still manage to get around a lot of questions associated with your significant other to stay home.

Sometimes, however, significant others simply can not be at peace. One of our former drummer, Ken, had a friend who was constantly miserable; angry when he went on his way without her, and constantly complained about everything when it came together. Ken finally had enough and broke up with her.

Around this time he began to speak with Sylvia, whom he knew from his "real" job. They hit him at once, and while we were on tour, he corresponded and talked to her constantly. He said he finally found someone who would support his dream of being a working musician, and was most happy that we have ever seen.

I have known Ken for many years, and worked with him on several previous projects. He has been with my current team for more than three years, and I felt that we had a strong "family" relationship. After he and his new girlfriend met in a few weeks, he asked her to go out on the road with us. She seemed to be happy to go for our little adventure, and all went well. Two weeks later, we went on an extended run, starting with the week in Cheyenne, Wyoming, a few days Mescalero, New Mexico, and then run straight laggard in Bismarck, North Dakota in the week. Sylvia thought she had a good time, and she even stood on stage with the band to dance and sing some backing vocals.

Just before we left Wyoming, Ken said that they are going to get married in New Mexico. Concert in New Mexico with a & # 39 is one of the few shows that do not include housing, so in order to save money, we all agreed to share one room. It was a minor inconvenience, especially for the young, but we made the best of it. They decided to get married on Sunday morning in front of the & # 39 porch in North Dakota. With the help of some local relatives, the happy couple is the pastor, and the wedding ceremony was good, just luck. Although we had a very long drive ahead of us, and should have been in the Bismarck until Tuesday evening, we decided to stay in New Mexico for one night in separate rooms, so they can have a proper wedding night.

The next morning, we loaded up and hit the road. Young was traveling in his own car, so we said "see you in Bismarck," and left. All survived the grueling ride, and we settled in the band room. In the room the band was basically a motel room with a large extra bed included. In order to enter and leave the room, my family & # 39; I had to go through the young field constantly, and it seemed that some growing tension in the air, which worsened every day.

The day after our arrival in Bismarck, our booking agent called to see if we could head to Minot, North Dakota in the next week, and then Montana for a week. This is often how we work. All connected to the group agreed to do the show, so we have "signed" a contract (in electronic form). We are now legally dedicated to the & # 39; appearance. Mino is just a two hour drive from Bismarck, but we had some tire problems with our van. We told Ken that we were going to stop and buy tires before heading up. Since we had two more weeks of work lined up, we spent most of our money on tires, oil and other automotive needs.

After a couple of hours we were on our journey. About halfway to their destination, I got a text from Sylvia that young people are not going to Minot, but went home instead. My family & # 39; I and I were placed in a very difficult situation; we spent our money on our van, and there was no gas money to get home to Utah (800 miles). We were also in accordance with the contract, so do not come to the concerts would mean a lawsuit and loss of employment. I immediately called a few good friends in Minot who were musicians. Gary played guitar on the stage began with us in Minot earlier, and his wife Julie had just happened to be a drummer!

They saved us from a terrible fate, and weekly performance was great. They were unable to continue the tour, so I called another drummer from Salt Lake City, Utah, to meet us in Montana for our next show, and he was a great asset, and decided to stay as a permanent member of the group. Although I am pleased that we have received through the tour in order, I am still very sad to lose our friendship with Ken, and we have not heard from him or Sylvia since.

Colorado Group Health Insurance

In Colorado, group health insurance is designed to meet the health care needs of employees of large and small companies. In Colorado, a single person who owns a business could, in some circumstances, qualify for group health insurance benefits. If your employer offers group health plans paying only a portion of the premium, then you are responsible for the rest. This is true for individual and family coverage. Whether the employer pays all or a portion of the cost, Colorado insurance laws dictate that you cannot be refused, or asked to pay more because of your medical condition. Also, your group health insurance can never be cancelled, even if you get sick.

An important point to remember is if you leave your job, you cannot take your group plan with you. You can continue coverage by paying out of pocket for a plan called “state continuation coverage” or COBRA. This coverage usually lasts for three months. It also helps cover any waiting period you may have once you get a new job and new coverage. Keep in mind however; your new coverage may not include medication coverage for a pre-existing condition for up to one year.

Most group health plans in Colorado offer flexibility to companies in choosing plans. Companies usually offer employees several plans to choose from. A good plan will offer benefits like coverage for “out of the network” doctor visits by the members.

In cases where employees contribute to the plan, there are often times a savings plan benefit to employees. Check with your employer to see if one is offered and how it works.

Alaska & # 39; Oil industry narrowly dodges bullets

Three decades ago, Alaska & # 39; s northern slope opens up the prospect of new competitive supply of domestic energy. Today, America & # 39; s power is on the rise, but Alaska was very left behind.

Alaska & # 39; s economy is strongly linked to the energy industry, and has a slope of Northern Oil was discovered in the 1970s. Ironically, however, the US energy boom in recent years, in fact, the patient's condition, as hotter and more accessible oil fields in other countries, have priority. North Dakota surpassed Alaska to take the number two slot oil producer in the country, second only to Texas. With North Slope & # 39; nd reduce output surpassed California to Alaska, too, leaving the state in fourth place.

Overall, Alaska & # 39; s oil production fell by almost 75 percent from its peak, The Wall Street Journal recently reported. (1) The oil industry in Alaska has decayed over the decades from the inside out. This change had a wide impact on the state and # 39; s economy, the gross domestic product to unemployment. It & # 39, S is not surprising that the industry is on Alaskans & # 39; minds these days.

Governor Sean Parnell, Sarah Palin & # 39; successor to, managed to push Alaska & # 39; s oil industry fighting back in the right direction. Work with state legislators, Parnell cut taxes on oil in the past year in an effort to try to keep the industry alive. Oil companies have responded positively, saying plans to increase exploration drilling in the state as a result of improvement in the economic climate.

Parnell also announced plans to spend significant public money for further construction of natural gas pipeline and export terminal, in an attempt to save Alaska & # 39; s energy in a corresponding reduction in oil production.

These steps will not give them the full effect of the hops at once, of course. The search for new fields, drilling of new wells and bringing them into operation takes time, and the momentum in places like North Dakota will make Alaska & # 39; s energy Comeback severe struggle. It & # 39; not just a day off that falls; Oil prices are falling too. However, Parnell and his supporters explicitly force is applied intermittently undergirding the corner stone of Alaska & # 39; s economy.

But the Democrats, and amazing piece of Republicans, including former Governor Palin, against these movements. Parnell & # 39; s, opponents who seem to think that oil is a 3 letter word for easy money, explains the cuts as a giveaway to the oil industry, with no guarantee of return for taxpayers.

Please be aware that even with cuts, Alaska & # 39; tax rates with the oil industry is still high by national standards. Barry slaves, public policy professor at the University of Michigan, told The Christian Science Monitor, that "tariffs [there] . Significantly higher than any other state never tried to "(2) He described the state & # 39; s attitude toward the development of oil as more like a foreign country than in other states.

Parnell & # 39; new oil industry taxation system came under fire directly in the electoral referendum election Measure 1. Given the awning shade oil industry throws more than in the private and public sectors in Alaska, both sides surprisingly vociferous in creating their own thoughts. It was the most expensive race beyond measure for the ballot in Alaska and # 39; s history.

The referendum has come to a vote on August 19, but the result was not announced until midway through next week, because it was too close to call until then. Alaskan voters wisely if narrowly decided that it is better to have the oil industry to pay something than a big tax on an industry that has a lot of other reasons to look elsewhere. Taxes are so large, they are pushing the industry away is more likely to achieve only one thing: control of Alaska & # 39; s oil industry further into the ground.

It was a close call, but Alaskans who want their state to be one of the country and # 39; S leading energy producers managed to dodge the bullet.

sources:

1) The Wall Street Journal, "US Energy Boom, Alaska unlikely Loser"

2) The Christian Science Monitor »Alaska & # 39; With oil tax referendum Palin joined with the Liberals "

3 Steps to Plan the Ultimate Ski Trip in Colorado

Colorado is a Mecca for winter sports only if you know where and when to go. If you're arranging an adventurous trip in, say, Summit County, you must prioritize skiing. If, however, you're getting cold feet while planning a ski trip in Colorado, trust this write-up to be your bible. Now, without ado, let's get started.

The 3 steps

Decide your companions on the trip and its length

For making any trip pleasurable, you've required the company of great comrades and / or family members. Afterward, you've required setting up the length of the trip too; a trip's duration will get directly affected by your travel budget. So if you've chalked out your travel budget, you'll get a handle on the number of days and nights that you're willing to spend in the mountains.

Save the dates of yours and of all those who're accommodating you

As an ideal itinerary planner, you should not be lackadaisical in deciding which days (and dates) of the ski season will suit you and everyone. The best months to ski in Colorado start from mid-October to the first week of July, so ask everyone the month and the dates that suit them the most.

Decide the ski resort where you and all the fellow traversers would like to ski and revel

First things first, choose the size of the ski resort that you wish to go to; whether it'd be a huge one or a smaller one. (Actually, that, too, would depend on your budget.) If you're having a lavish budget, we'd advise you to select a resort enjoying Copper Mountain's excellent stature. (For example, if you happen to choose Copper Mountain, we'd advise you to book a seat in a Copper Mountain shuttle in advance; because you should not leave anything to chance.) And If you're planning on a shoestring, go for a small-sized resort such as Ski Cooper.

Are there any other points that need to be remembered before selecting a ski resort?

Yes, there are two of the most important points.

Your budget: You've got to choose only those resorts that fit your budget. If there are any beginners, it's better to choose a resort that give ski training sessions. (However, such resorts are costlier than the normal ones, so choose accordingly.)

Know the resort's vertical drop: For those of you who are unaware of the term "vertical drop," it's the distance for which your skis will run. Many ski resorts post the vertical drop on their website.

So by following these three tips and by remembering the two points (to select ski resorts), you'll be able to plan a great ski vacation. Ski happily and safely, Skier.

What is a Franchise UFOC & # 39; s role?

Learn more about franchise UFOC before buying. Franchising system is a contract between two parties, the franchisor and franchisee. As in the case of a contract, there are legal documents and agreements, which must be respected by both parties. The first of these documents is called a UFOC or Uniform Franchise prospectus. In fact, this document is a description of the specific types of information that the franchisor must submit before the agreements were signed.

FTC outlines the first rules of the franchise, requiring minimal disclosure in 1979, originally known as the prospect. Since that time, the format and content continue to evolve to provide stronger and more uniform means of disclosing information about the company from which you may be offering to buy the franchise. There are two persons responsible for the evolution of the UFOC: FTC (Federal Trade Commission), and NASSA (North American Securities Administrators Association). The most commonly used form for the UFOC NASSA comes from and received by the FTC.

There are 15 states that, in addition to the requirement to have a franchise UFOC before selling the franchise, also require that the document was registered with the government. These conditions are known as registration condition.

These conditions include:

  • California
  • Hawaii
  • Illinois
  • Indiana
  • Maryland
  • Michigan
  • Minnesota
  • NY
  • North Dakota
  • Oregon
  • RI
  • South Dakota
  • Virginia
  • Washington
  • Wisconsin.

It is important to understand about the UFOC with & # 39 is that while the document should contain certain essential information, such as franchise fees and additional start-up costs, does not require an audit of the agreement. In other words, the contract should be there but is not guaranteed by any third party, to be exact. In addition, States that have not registered with the government does not require that a copy of the UFOC sent any regulatory body.

UFOC is designed to give you the information needed to make an informed decision about whether or not you would like to enter into business with the franchise. So you can be sure that the information provided in this Agreement will be exactly. If the franchise is clearly distorts the opportunity, there is recourse through the courts. This does not mean that the franchise to make the practice of misrepresenting what they offer, but rather a reminder of the age-old adage, "buyer". If you know that you are looking at you much more likely to make a firm decision.

So what makes a good UFOC really?

UFOC provides many types of information, including information about the company and current officials of the franchise, as well as the disclosure of financial information. The information contained in this document should give you a good overall picture of what the company offers and that you will work, but it also gives you the resources to test yourself. There are 23 areas or objects within the UFOC. One of these elements with the & # 39 is the contact information for the current franchise. Importance UFOC with & # 39 is that it gives you all the information you need to review a franchise but this is not the end of the research the franchise opportunity.

What UFOC contains

UFOC includes information on the franchisor, the company's key employees, and how much experience in managing a franchise they bring to the company, as well as bankruptcy and litigation history. Do you want to know what kind of experience you are buying into.

In addition, it includes all the information about the investments required for this franchise. This includes the initial franchise fees, equipment fees required, commissioning evaluations, as well as any necessary purchases, you & # 39; I will have to do to get started. Suppliers to the fact that you have to do business must be disclosed, as well as how much you are expected to contribute to such things as annual advertising budget and how much it will cost, to create its initial inventory.

UFOC must also contain a legal agreement on trademarks, what products or services may be offered, and any required reports by the franchisee. Duties two franchisors and franchisees will be revealed, as well as the rules governing the transfer, termination and renewal of the franchise agreement are included.

profits claim (that you should be able to earn a) may or may not be included and not from the & # 39 is a must-see destination in the UFOC. If it is on, make sure the company can prove their claims.

There are other agreements that must be resolved between the franchisor and the franchisee. Although some of these agreements are set out in the UFOC, others may vary depending on the specific requirements of the franchise agreement. Such things as protected area often addressed individually. In such cases, any other arrangements that will be necessary, must be attached to the UFOC, including individual franchise agreement in its general form.

The Thrills of Paintball Battles in Colorado

If you're looking for paintball spots in Colorado for a bachelor party, a birthday, a company outing, or a weekend with friends, we suggest Blitz Paintball, which is open during weekends, all year. There are over 11,000 square feet of staging area (shaded), including scenario-recreational fields and professionally leveled tournament paintball fields with their own parking lots. Private and group paintball games can be booked by appointment.

How to Get There?

Blitz Paintball is near Exit 232 and I-25, south of the Colorado National Speedway. It's a quick drive from the Denver Metro area, as well as from Longmont, Boulder, Firestone, Dacono, Fredrick, Brighton, and Erie.

Paintball Facilities

Blitz Paintball features several play zones, including a 'castle' that has been described as one of the finest tournament zones in the world. The turf onsite is fully rubberized, with a 2.25 nap and 2-inch rubber infill-and this makes it superior to the turf used in other paintball facilities; in fact, it has almost double the rubber than college and pro-level football turfs. The Blitz all-weather turf is designed to play like grass and to give players one of the most effective play surfaces not only in Colorado, but in the world.

Costs of Playing Paintball in Colorado

Paintball battles in Colorado need not be expensive. At Blitz, regular entry tickets cost only $ 15. If you're coming as a group of five or more, each person only pays $ 13.00. This paintball facility in Colorado has earned quite a following, because it charges less while providing very good playing areas, both recreational and tournament grade.

Do You Need to Have Your Own Paintball Equipment?

No, not necessarily. If you are new to paintball and have not had the chance to buy your own equipment, you can still play. It's possible to rent equipment on site, from pumps to masks, tanks, marks, loaders, belt harnesses, and paint carrying pods. The facility likewise offers both high-pressure air and CO2.

Where to Stay When Paintballing in Colorado

Are you joining a tournament or simply want to go on a paintball weekend holiday? There are plenty of mid-range hotels nearby, from Best Western Firestone to Marriot's Spring Hill Suites and Courtyard Boulder Longmont.

Restaurants Nearby

There are also a number of good restaurants near this top-notch paintball facility in Colorado to cure those post-game hunger pangs. From Indian restaurants to sushi bars, the whole spectrum is covered.

Go online to get more information on paintball destinations and the countries where you can travel to and enjoy the exciting paintball game!

Popular places to work in the US

If you are looking for a job in the United States, it is important to study the market first. It is important that you not only the right field for work, but also the right place and the city. Below is a list of the best cities in the US to work in the next few years. These cities offer higher jobs and expect to achieve high rates of economic growth.

Logan, Utah
The geographical location of Utah, by connecting it to a larger chain metropolis, creating more job opportunities in the state of anchoring ups, business partnerships, and educational spheres. Utah also witnesses to lower the new business and employment opportunities, thus creating new categories of jobs.

Casper, Wyoming
If you are in the area of ​​care, Casper & # 39 is the best city to be for you. Ranked as one of the best places to work in the United States since the last 8 years, it offers great opportunities for professional, licensed and registered nurses. Travel care of & # 39 is one of the best ways to jump start your car & # 39; a career in Casper.

Bismarck, North Dakota
Western North Dakota offers a high-paying job in the oil industry. Ranked as one of the best cities for job seekers, Bismarck recorded one of the lowest levels of unemployment in the US

Fargo, North Dakota
Fargo-Moorhead Metro Area has a favorable forecasts car & # 39; er at least to 2016 immunity growth of supply in the specialized fields of life sciences, information technology, engineering, and physical sciences, fargo to & # 39 is the best to pay the city for the professionals.

Iowa City, Iowa
Home to a variety of medical and educational institutions, such as the US Veterans Medical Center, Pearson Education, Iowa Hospitals and Clinics, Iowa State University, American College Testing, and others, Iowa offers a huge car & # 39; EASURES and growth opportunities for people in the medical field. Developing the economy of Iowa leads to more and more opportunities for business and growth prospects.

Climbing Quandry Peak in Spectacular Colorado

After scrolling through my Instagram feed a couple of months ago, viewing pic after spectacular pic of the magnificence that is Colorado State, I decided I had to witness it with my own eyes. I booked a ticket post haste and 2 months later, I was sitting on a flight from Perth to LA (Actually Perth-Sydney-Auckland-LA), in gleeful anticipation of what was to come. Not only was I going to going to be immersed in the beautiful landscape of Colorado, a bucket list destination for years, I was meeting up with an amazing girl who I could not stop thinking about. Yeh, it was a long flight.

After spending a couple of days in LA with a mate from previous Cambodian escapades, I was back at LAX, Colorado bound. On the flight into Denver, I could not keep my eyes off the window overlooking the spectacular terrain we were flying over. I may have actually been drooling slightly, a combination of nature-lust and sleep-deprived delirium. I met up with the gorgeous girl previously mentioned and we hired a car at the airport, crashing in Denver for the night. We were ready to head West in the am

Cruising over to Breckenridge in the morning, we were greeted over the first ridge by large timber estates perched atop the rolling landscape. These were mingled amongst pretty pine and grand oak trees. Prime real estate in anyone's book. Then it started snowing … Neither of us had ever driven in the snow before so a bit of excitation kicked in as usually the case with fresh experiences.

First trip in 'Breck' was up to the beautiful Hanging Lakes which only took a couple of hours return and was pretty crowded the whole way. The highlight for me was having a 'shower' under an ice cold waterfall at the top. Cold is a pretty decent understatement, that shit was bone-chilling.

The next day I passed up an amazing opportunity to go white water rafting to climb one of Colorados infamous' 14ers', mountains reaching above 14,000 '(4,240m for those of us who use the correct form of measurement). Even though the weather was sketchy at best, it was what I came to Colorado to do, I could not let the opportunity pass. I chose the East route on Quandry Peak as my target due to it's reliably straight path and lack of technical challenges.

Calling in at a local outdoor recreation store the morning of the climb, I picked up a pair of snow-shoes, what I was informed to be a necessary piece of equipment with conditions as they were, I was well prepared ..) It was mid-May but the snow had lasted and hung around, falling well passed the traditional ski season. Unusual weather patterns appeared to be a common trend on this trip, Hollywood Boulevard was flooded and Texas also had a combination of deadly floods and a tornado upon my arrival.

I was dropped off at the base of Quandry mid-morning and off I went (This is really not recommended as an early start routes to avoid the storms that develop later in the day). There were a couple of people in the carpark strolling around but otherwise I was completely alone on the mountain for the entire duration. I guess that's not a good sign for what's considered a fairly popular hike. Luckily there was a fairly well snow-packed path leading up the first half and I was able to follow at least some form of tracks right up to the top.

30 odd minutes into the hike it started snowing and did not really let up until well into the descent. It was not overly heavy but combined with the wind which kicked up beyond the tree line, it made for a chilly journey. When I did reach the treeline, I was confronted with a fairly ominous looking scene. The neighbouring peaks to the south were veiled in dark cloud and it would not be too long before Quandry too, was engulfed.

Pushing on, I and managed to reach the top around 2 1/2 hours after starting. By this time the cloud had well and truly roled in and the top portion of the mountain was in the middle of a pretty decent white-out. I've heard plenty about this phenomenon before (mostly advice to avoid them at all costs) and I was a little giddy to have another new experience under the belt. That lasted until I realized, I could hardly see my feet.

It was hard to follow any of the tracks I left on the ascent so I was left to blindly stumble down, hoping I was going in the right direction. Luckily the Eastern route on Quandry is a fairly gentle slope void of any cliffs or drop-offs, so I was fairly safe in that regard. I still wanted to avoid getting completely lost however, as I had no inkling where I was or where any other roads or paths lead that surrounded the mountain. Not much luck in that regard ..

I managed to get down off the ridge and was back to having a vision of the world surrounding me. Realizing I was off path but thinking I might stumble back across it at some point, I reached the tree-line again and found some ski-tracks I thought would lead me to where I wanted to go. Wrong. They took off in another direction entirely, by which time I was so lost, I kept following them anyway, hoping they'd always lead to a road or the start of a different route.

The problem was, nobody had been walking this way so there was no snow-pack. It was also early afternoon, meaning the snow was getting all soft and slushy. Excellent hiking conditions. It really is terrible stuff snow. It gets you all excited and joyful when you first see it again, but it does not take long for reality to set in and to remember what a bastard of a substance it really is.

It was a constant battle getting back down the mountain. I was potholing every step, often falling waist deep into the white slushy goodness. Several times I had to reach down and pull my snowshoe out by hand, it having been lodged a meter or more under the surface. Yes I was wearing snowshoes, that's how soft it was. Luckily there were a few small trees I could use to pull myself out with, I have no idea how I'd actually managed otherwise.

The ski tracks eventually led me back down to the start of the route I came up on and I wearily walked out onto the road to wave down a passing car. The descent had taken me just as long as it had to get up originally. A nice old lady picked me up and after a very enthusiastic rant on the Amish, dropped me straight off at a local watering hole. That proceeded to be a very messy night.

* Be sure to check out this article with pictures at 7summitsproject.com