Mobile Oil Change Business – Is there any competition?

Not so long ago, 34-year-old mechanic contacted me about creating a mobile oil change business in the Midwest, he surprised if it made any sense. In particular, he was interested in the upper Midwest and more East than West. Moreover, the economy next cleaned there, and he had to find a job, and I think having your own business may be the right ticket. In particular, he was interested;

"My reason for research in the industry began with the desire to create this industry, if it has not already been created.

All of these common questions, and they have to meet, so that instead of answering these questions only once, I decided to turn it into an article such dialogue for all web readers. Firstly, yes, there is direct competition in virtually every major market in the US.

Now what concerns my personal experience in this area, as well as a brief history of what I & # 39; seen over the years, I will explain that too. You see, our company has grown organically, because we started in the mobile car wash and car wash truck business, so we've had clients asking for services, it was back in the 90s. Mobile oil change concept has been around forever looks.

People in the 60's and 70's were a mobile mechanical repairs in the 80 years starting mobile oil started becoming more popular. For 90 years there were several large markets with a very difficult competition. In Tampa and X & # 39; Euston were franchise operations, as well as in New Jersey. Then one of the & # 39 appeared in AZ, the other in the UK.

There is growth potential in the Midwest, and now I like the area of ​​North Dakota because of all the trucks and the fleet moving in to take advantage of the boom in the oil industry. In the DC area there are several startups distinguishing their 2-3 million in the capital of capital, but also to # 39; It s not so easy, is, while there is stiff competition through the VA and has been for many years.

I & # 39; saw the company in New Mexico, Colorado, OK, WY, KS, MO, WV, OH, IN, Illinois, Wisconsin, Michigan, IO, NE. So I would not say that the market does not exist, it does, but it is not mature, largely fragmented. I & # 39; We had a couple of MBA students to do business plans for this kind of work before, and they always did a study and told me that there is a competition, and there are suppliers of equipment, vehicles and all kinds of things in almost every state.

Okay, so that leaves us to the next question, and I thank its loyal audience for requests sent, so that I could share this information with all of you. Until next time, keep up the good work America.

Five Great Powers for Golf Packages

If you & # 39; re an avid golfer, not a vacation does not appeal to you more convenient and affordable golf packages. Or you & # 39; re traveling with family & # 39; s, friends or by yourself, you and # 39; You will want to make sure you & # 39; re planning a trip before the start of the appointment. You & # 39; You will want to enjoy your favorite game on the big course, being near to the local cuisine, sights and attractions. Despite the fact that we all dream of playing a round on the famous St. Andrews in Scotland, there are a lot of great options here in the United States. Before you start browsing the different golf packages, be sure to think a little and consider the leader, what kind of state it will be better for you.

Hawaii

This seems an obvious choice for a great holiday on the basis of the amazing weather & # 39; I and a nice view. However, this state is also blessed with a large number of public golf courses with 41 Notables include Princeville Resort and Kapalua, where the PGA Tour & # 39; held since the season opener. With the amount of public courses, natural beauty, as well as plenty of activities away from the links there and # 39; s not like you and # 39; will ever be a sad day in Hawaii.

South Carolina

South Carolina with the & # 39 is home to the beautiful oak trees, beautiful architecture, and the southern charm you will not find anywhere else. He also & # 39 is home to 84 public golf courses. You & # 39; You find three of the most popular centers here – Myrtle Beach, Hilton Head, and Kiawah Island – and # 39; It's no wonder that many sports fans make the pilgrimage to this idyllic place.

Michigan

Michigan is probably not the first country that comes to mind when you & # 39; re-think of the game of golf vacation destination. This is mainly due to the lack of a consistent presence PGA Tour and short season due to the cold winters of Michigan. However, "Mitten State" actually has a 5-star courses than any other state, a total of 137. One of the most popular & # 39 Arcadia are breakages due to its charm. Nha discounted Michigan when watching golf packages!

Colorado

Another state that you would not expect to see in this list of Colorado. Better known for its ski resorts, the state has 57 public courses that have four stars or higher. Imagine a round of 18 holes with a towering, snow-capped mountains in the distance. Denver, Colorado Springs and Vail Valley all the popular places.

North Dakota

Despite the fact that it is the third least populated state in the country and with the & # 39 is home to a total of 6 public courses, there are positives to consider. Yellowstone beauty can be seen for miles in the podium Course. You & # 39; re-found illegally overcrowded courses or fight for tee time. You & # 39; You will be able to enjoy your favorite sport alone. There are great deals to be found in North Dakota as well as playing Edgewood GC in Fargo for $ 30.

So think long and hard before booking your next vacation in golf. You may end up having a great time in the state you would like.

How to create a site – the right way

A brief overview of the process of developing a website.

Quick guide on how to create and design a website effectively. Next the process of developing a website will provide your website with a & # 39 is one of the most important in your industry now and for years beyond.

Please note that there is an infinite number of variables that can change the way you designed website and delivery. Website design projects never quite clear, and so the process / sequence should be changed from time to time on the basis of requirements, changes and customer expectations. Los Angeles web design, working in Hollywood, can be much more important than say someone from North Dakota, who owns a small motel. Shop with one product is less than the web design needs than the Los Angeles Dodgers. This guide will help you get started on the right track.

Step 1: Pick up and

One will want to start a website design project with a client meeting. Total, website designer, and the client must determine what should be done, who is responsible for what role (content, images, files, logos, design approval), which are located at all points of contact with both sides, as well as other specific customers and expectations of developers.

Step 2: Brainstorming

During the meeting and welcome, brainstorming is vital. What is a website? Who are the competitors? Who are the & # 39 is the main competitor? Who are we trying to beat? Who are the & # 39 is the target audience? What is important and what is not? What should be on every page? Or & # 39 is this site only and people from all over the world come to the site Los Angeles website?

Tip: Block diagram of a & # 39 is an excellent tool to use here. Create a home page and derive from being able to create all the necessary pages. Include all the functions on this page that you need, such as the user's login name, interactive PDF files, interactive forms, photo gallery applications, etc.

Step 3: Wireframe or Hand Drawing

Many people do not have the slightest idea what the skeleton is there, but in the design of the site is very important for the designer. Skeleton is a skeleton of a sketch or drawing of your website pages showing all the elements and functions of the web page should be immediately developed. Frame will include the title (with the elements necessary), the movement with all the buttons required, specific sections of the body / middle of the page, such as an area for flash animation or segregated marketing boxes for different types of users, as well as information footers.

Frame is not necessary to include graphic design elements. It is used to decide on the get go, what problems or missing elements and acts as a basis for your design, content and coding.

Step 4: Content Planning

In the breakdown of the frame, and the pages, it's time to write content that should go to each web page. As a rule, the client or external content writer to collect and send content to the website of the project team. Writing content to & # 39 is the biggest load for the customer during the development of the web-site of the project and can be time consuming. Attackers Interactive offers a close look at competitors to make sure that you have included all of what they do best, and then beat them.

Step 5: Initial Design

While the client is running in step 4, the web site designer can work on the home page design, which, once approved, will serve as the canvas / template for the rest of the site. It is best to develop the homepage first, and as soon as the client approves the move to the rest of the page.

Step 6: Customer Reviews

The client should browse the web design files (home page only) and approve or propose amendments. The client must verify that you are meeting expectations and is moving in the right direction. It's time for the customer to offer their expert opinions of industry.

Step 7: Design Rework

A little back and forth is required here. Website designer should wait to make a few changes to the client and each page has to wait for the opportunity to provide feedback. Typically, a web design company is responsible for establishing the basic rules on how many changes will be included and at what point an additional fee will be required.

Step 8: Client Approval

The client must approve the design of the home page as soon as the necessary work and additional work after feedback has been completed. The process of confirming the client's primary responsibility.

Step 9: Additional Page Design

Homepage will serve as a framework for all internal pages. After a page is approved by the site designer or design team must then project all internal pages of the site.

Step 10: Confirmation

After this bit of back and forth (audit) the client must approve all versions of the page design. This statement needs to happen before moving on to the actual coding, since design changes beyond this point will take more time to update than they would have been before coding begins

Step 11: Creating HTML and CSS … Do not forget to SEO!

website designer can now begin to build the actual HTML and CSS … layout design working website. Make sure to include the appropriate assembly to search engines include title tags, keywords and content search.

Step 12: Client Presentation

Once the site is ready, the client needs to be a final opportunity to review and provide any feedback or correction is necessary so the site perfectly polished for launch.

Step 13: Test

This is the last difficult step. Test, test some more, and check again. Check the code, check the keywords, check all of the text, to make sure there are no typos and inaccuracies. Check cross-browser functionality (ie, Internet Explorer and Firefox), to make sure that the web design look good in all environments.

Step 14: Launch

Go Live! Now is the time to launch the website for the public. Be sure to check the site every day for two weeks to make sure nothing funky place and maybe ask some of your co-workers or family members & # 39; and to consider, as well.

Step 15: Review

A good website design with a & # 39 is one that is always relevant. Store updates, settings and improvements. Search engines change their rules too so make sure you are on top of your game, or your web designer. A good tool for the installation (free of charge) to the & # 39 is Google Analytics, which allows you to track user interaction with the site.

Top 5 sales tax issues Nexus for technology companies

Sales Tax Checklist for technology companies

  1. You make online sales? (On all internet sales, sales tax … because believing that the product / service is subject. The question is whether the seller is obliged to collect and remit or whether the buyer is required to report themselves.)
  2. Do you have any partnerships (for generating sales) of out-of state companies?
  3. Do you have sales representatives travel outside their home state?
  4. As you participate in exhibitions outside of your home state?
  5. Do you have employees or agents who perform services on your behalf outside of your home state?

If you answered "yes" to one or more of these questions, you could create a tax liability of sales outside of his native state. Also, remember surtax Nexus discord sales tax binder. These rules are applied differently.

overview

Nexus with 39 & # is a "compound" or "link." Sales and use tax nexus relate to the relationship between an individual or legal entity and tax jurisdiction, that jurisdiction is sufficient to require the person or entity to carry out their sales and use tax laws.

At present, the basis for determining when the tax sale and use of the Nexus, there occurs in two cases the Supreme Court; Quill Corp. against North Dakota [May 26, 1992]And the National Bellas Hess, Inc. vs.Department Illinois Gains [May 8, 1967], In both Quill Corp. and National Bellas Hess, Inc., the Supreme Court ruled in favor of the taxpayer, limiting states & # 39; ability to impose its authority over burdensome interstate commerce. Guide obtained from these two cases may be used today & # 39; s markets to manage sales and use tax compliance obligations.

While most states continue to refer to those cases where the sales tax clearance Nexus thresholds, the state to continue to expand its sales and use tax authority. With Nexus with & # 39 is the main element that requires the company to collect and transfer the sales tax, it # 39; It s important to note some of the difficulties in determining whether a & # 39 is a company with tax Nexus sales or not.

Like most of the sales and use issues related to tax, determining whether or not the sales tax nexus exists, it requires some level of interpretation of the state and # 39; s status as it relates to the activities of the sub & # 39 object. With that background, here are the most common questions, technology companies are struggling with sales tax tie point of view. In addition, it should be noted that sellers do not actually "charge" Sales Tax. Most likely, the seller & # 39; s «to collect and translate the" sales tax. This can be important. For example, as in the case of Internet sales, sales tax is always "because." This problem is whether the seller is obliged to collect and transfer the tax or if the buyer is obliged to report.

# 1. Affiliate Nexus, "Amazon" Laws and Click-Through Nexus

Internet dismissed in changing our buying patterns and reducing the sales tax revenue. With our current tax system and regulations interrelated, as stated above, is a merchant of the state (as well – the seller without a binder able to) the sale of goods to the consumer or business over the Internet is not required to collect sales tax. It is the buyer & # 39; s responsibility for self-assessment tax and voluntarily remit use tax to the state. Most companies are aware of this aspect, but many consumers are not & # 39 are.

States shall ensure compliance with these laws through business auditing; However, the state does not have the capacity, and not from the & # 39 is practical to check each user. So, instead of going after the consumer states seek to abide by the rules, which require heavy idle state businesses to collect taxes.

That's why "branch connection" and "Amazon's law" or "click through bonding" evolved. These are ways in which the government tried to use existing standards require NEXUS released from retailers to collect state taxes that otherwise would not be collected. A typical scenario is when the business is the state forms a relationship with a business in the state (often referred to as an affiliate) with the sole purpose of client referrals by connecting to business & # 39 from another state; s website. For this direction, then in a state of the business it gets some type of commission or other remuneration. Relationships established through affiliate programs create a nexus for business outside the states, creating an obligation for the collection and transfer of local sales tax. Several states, including Illinois and California, recently introduced legislation branch Nexus primarily targeting major online retailers such as Amazon, hence the name «Amazon law." In response to this legislation, Amazon has lowered their affiliate programs in most of these countries. By dropping the affiliate program, the company intends to terminate its relationship with the state and avoid the potential for & # 39; sales tax collection responsibility. However, this can be problematic, since most states consider Nexus exist for at least twelve months following the activity that created the Nexus.

New York State passed a law, known as "granting commission agreement", which creates a rebuttable presumption that a person (the seller) makes the sale of movable property or services to the business extortion at the expense of an independent contractor, or other representative, if the seller enters into a contract with a resident in New York according to which the resident, for a commission or other compensation directly or indirectly reflects the potential customers, whether by reference to the Internet web site or otherwise, to the seller (click through links). The assumption applies if the total gross income from the sale of the seller clients in the state switched to the seller all the inhabitants of this type of agreement with the seller more than $ 10,000 over the previous four quarterly periods ending on the last day of February, May, August, and November. The assumption may be challenged by evidence that the resident with whom the seller has an agreement not to engage in any jurisdiction in New York on behalf of the seller, who meets the requirements of the US Constitution interconnected within four precedenting quarterly periods. NY Tax Law 1101 (b) (8) (VI).

Technology companies should review their affiliate programs and see which states, in particular, have the "Amazon's laws", "Partner Communications" regulations or «Click-Through Nexus» rules. It is constantly changing area that requires careful monitoring. At the time publications, California took 1 year to cancel their «Amazon law" about.

# 2. sales representatives

The idea of ​​a sales representative, sitting in the home office in the state, than where the headquarters are located with a & # 39 is a good example of an activity which establishes the sales tax nexus in a state where a sales representative based. However, what happens when a sales representative travels to other countries to meet with prospects or clients? This kind of activity often occurs with technology companies as a sales representative meeting with a view to demonstrate their product. Or & # 39; is this activity generates sales tax nexus will depend on the condition and the frequency of the activity. Each State & # 39; s rules are slightly different in terms of the threshold that must be performed to create the Nexus. However, for some states, a sales representative, going to state in one day will create sales tax nexus. While other states have more lenient thresholds, the general rule with empirical & # 39 is that the three days of this type of activity will create a nexus for sales and use tax purposes.

Texas provides that from out of state vendors engaged in the sale, rental or lease of taxable items for storage, use or other consumption in Texas are required to collect use tax from the purchaser. «Retailer engaged in this state business" may include, among other activities, any retailer: The presence of any representative, agent, salesman, an agitator or an attorney working in Texas for retail management or its subsidiary to sell, deliver or accept orders for any of the & # 39 objects of taxation. Texas Tax Code Ann. 151.107 (a) (2); Texas Tax Publication 94-108, is engaged in the business (sales and use tax) 2006/01/11.

Nexus Strategy: Instead of face-to-face presentations to customers, technology companies may consider conducting product demonstrations via the Internet through WebEx, GoToMeeting or other similar applications.

# 3. exhibitions

Technology companies with a & # 39 are frequent exhibitors. Typically, companies attending the exhibition to promote their products and services. The company can promote their products and services through a representative or employee of the agent and / or display their goods through a kiosk or booth. In any of these scenarios, the company performs a type of imposition.

This solicitation activity that determines the connection has been established. Nevertheless, a number of countries have established specific thresholds (number of days in attendance at the show), in order to determine when the company participated in the exhibition created a nexus in the state. For example, California has set the standard for more than fifteen (15) days – that is, when you visit the exhibition in California for fifteen days or less, you have not created a nexus in California (provided that this is your only activity within the state). Cal. Rev. and tax. Cd. 6203 (g); Cal. Code Regs. 18 one thousand six hundred eighty-four (b).

Nexus from Michigan will not be created unless the contact person has to Michigan consists of: (1) participate in the exhibition, in which no orders are not accepted goods i is not for sale is not made, or (2) that take part in the exhibition, which nO orders for goods accepted i do not sell are not made less than 10 days cumulatively on a yearly basis. However, this rule does not apply if the person conducts the following activities: soliciting sales; making repairs or providing a service or maintenance of the property sold or to be sold; Captures the current or delinquent accounts, by assignment or otherwise, related to the sale of movable property or services; of the property is sold to customers; installation or installation supervision during or after delivery, or delivery; provide training to employees, agents, representatives, independent contractors, brokers or other persons acting on the seller & # 39 from another state; s name, or for clients or potential clients; to provide customers with any technical assistance or services, including, but not limited to, engineering assistance, service design, quality control, inspection of products or similar services; research, treatment or other assistance in resolving customer complaints; consulting services; or soliciting, negotiating or entering into franchising, licensing or similar arrangements. Michigan Revenue Administrative Bulletin 1999-1, 1999/12/05.

The technology company has to carefully plan where they will be present at the show and understand the nexus thresholds sales tax associated with each state for this kind of activity.

# 4. Employees or agents providing services to

Technology companies that send employees to provide implementation, installation or repair created by Nexus for sales and use tax purposes. The fact that it is not sold or not harassment activity does not mean that this activity does not create sales tax nexus. On the contrary, these acts are likely to create a link to the sales tax and the use.

Washington State Supreme Court, in a recent ruling states that a manufacturer who uses a passenger in a state with the sole purpose of meeting with the clients simply manage relationships was enough to create the Nexus. This activity is considered as a mechanism that created a market in the country and, as a result, creates a link to the producer. RWR MANAGEMENT, INC., Appellant, v. Washington State Department of Revenue, Respondent, 10-332, 06/27/2011.

The use of non-employees to support clients can have the same effect. For example, the hardware business technology, which uses a local resource for repair or performing other maintenance to their customers providing services through a branch, and it is believed that they have created a link to sales and use tax purposes. Or & # 39 are the person providing customer service with a & # 39 is an employee or business does not matter for the states. The fact that the person is in the state and performance of services on behalf of out-of-state business enough to create a nexus for business outside the state.

Technology enterprise should evaluate the activities related to non-sales, which is carried out in every state, including installation and maintenance / support services as well as services provided by a representative of third parties in the evaluation of their sales and use tax nexus foot print.

# 5. Income tax Nexus discord Sales Tax Nexus

There & # 39; it is often suggested that if a company has income tax nexus, they also have sales tax nexus. End of story. This is true, but only partly. The second half of the & # 39 is that the company may have sales tax nexus with no income tax nexus. The threshold for the sales tax is significantly lower than the income tax. For example, a sales solicitation, is generally regarded as the sales tax nexus that generates activity, while the same activity is not, in itself, create income tax nexus (See PL 86-272). The most well-intentioned CPA firm to the belief that, because the connection has not been created for the purposes of income tax, sales and use tax nexus does not exist. This, of course, is not intended, but & # 39 is the result of the limited knowledge of sales and use tax laws.

In Pennsylvania, out of state suppliers / vendors that support business in Pennsylvania and sell or lease taxable tangible personal property or services tax must be registered and Pennsylvania sales and use taxes. On. Stat. Ann. 72 7202; Pa.Stat. Ann. 72 7237 (b); . According to the Code 61 56.1 (a) "Maintenance of the place of business" in Pennsylvania includes, among other activities: regular or substantially soliciting orders in Pennsylvania by proxy, dealer, agent, or representative, regardless of orders received in Pennsylvania ; On. Stat. Ann. 72 7201 (b); On. Code 61 56.1 (b).

Technology companies need to be aware of their special knowledge of CPA firms have to provide tax advice sales. Sales tax with the & # 39 is a unique discipline with different rules from state to state.

conclusion

Establishment of the sales tax nexus often & # 39 is the culmination of a number of interdependent activities. For example, a business technology can spend three days in a state soliciting orders, two days at the exhibition, as well as in a day or two to sell their products. Each of these activities can create sales tax nexus itself, but also to be seen in connection with other activities regard the establishment.

It is important to note that as soon as the sales tax bond was created, the need to collect sales tax and remit triggered (assuming that you are selling to be exempt from certain state taxes). Sales Tax Nexus is associated with a legal person and covers all sales channels. For example, if you have a direct channel sales and online sales channel, when a connection is established in a state of both channels may be the sales and use tax laws of that State.

The ban on smoking Overview

Adverse effect of smoking on one & # 39, S Health has been known, even cigarettes and other tobacco products were first made. Few people have the supreme body one way or another made the pronunciation of the ban on tobacco use. And for years, the penalties for violating the ban on smoking Var & # 39; Irawan from the heaviest to the lightest penalties that may be imposed on him as a possible ban on smoking violators.

History of smoking ban tentative dates back as early as 1590, when the then Pope Urban VII published the first known smoking ban in public places. Pope Urban VII warned against those who use tobacco or even at the slightest marriages tobacco premiums churches around the world. History of smoking ban continues in 1624, when Pope Urban VIII issued a strict ban on smoking in the world and the threats to separate those found guilty, as well as the use or bringing tobacco concession church. Nevertheless, these two after smoking bans were lifted by Pope Benedict XIII, who was himself a smoker.

Since that time, other world leaders and dignitaries have each in their own stories contributed smoking ban for years. In 1633, Sultan Murad IV of the Ottoman Empire issued a ban on smoking within its competence and performs those who disobey the ban on smoking. In 1634 Tsar Mikhail Russia contributed to the history of the smoking ban and warned violators that they will be treated as criminals, which can be executed.

In 1646, Massachusetts General Court bans smoking for all its citizens, unless they are within five miles of the city. And next year the Connecticut colony smoking restricts its citizens one stick a day.

Continuing the story of the smoking ban, in 1891, the Iranians are to Ayatollah Haji Mirza Hasan Shirazi, a ban on trade in all tobacco products, launched a rebellion against tobacco.

Moving forward in 1895 in North Dakota, the story of the smoking ban continues to prohibit the sale of cigarettes, followed by twenty-six years of policies to combat smoking, which was only repealed in 1927.

Even one of the most famous tyrants in history, Adolf Hitler contributed to the history of the smoking ban, imposing heavy taxes on tobacco products. During the 20th century, the tobacco industry has become an important economic factor so that a smoking ban should be stopped. However, there are some drives awareness of the preservation of the rights of smokers and non-smokers. Legislation was passed in the United States, there are separate areas for smokers in public places.

To date, the history of smoking continues with the majority of US states, which prohibits smoking in public places and provides stiff penalties for violators. Other countries, especially in the UK, have the same laws and policies that prohibit smoking in public places. Penalties for violating the ban on smoking Var & # 39; iravatstsa from one country to another, Var & # 39; iruetstsa from imprisonment to fines.

Custer's Seventh Cavalry leaves a mark on the Initial Rock

17 mine in 1876, Lt. Col. George Custer's Seventh Cavalry left Fort Abraham Lincoln on the way to Little Big Horn. Ten days later, they entered the barren North Dakota, at a distance of about 126 miles. After entering the barren, they went for the hard Davis Creek trail, requiring troops to build bridges and improve the track to ensure the passage of its supply of cars.

As engineers made painfully slow progress on a nearby bridge, Company K and M have been designated ar & # 39; ergard duty to protect against potential bridge builder of Indian attacks. Only enemy forces troops clashed at the clock, it's hot and humid Sunday were fearless and ruthless mosquitoes rattlesnakes. Ordinary Neil Frank and William C. Williams stood watch on the basis of the nearest hill. To pass the time and to overcome boredom, two ordinary carved their names in the soft sandstone.

Frank Neely was born in 1850 in Collinsville, Ohio, and enlisted in the 7th Calvary April 8, 1871. Prior to recruitment, Neely was an artist and an avid hunter. William C. Williams, was born March 28, 1856, Wheeling, West Virginia and enlisted on September 27, 1873. Prior to joining the cavalry, Williams was a farmer.

Both Ordinary survived the Battle of Little Big Horn. Neely spent about 12 years in the cavalry. His last tour of duty was in Arizona, where he meant that he accidentally killed a man. It is believed that Neely was so distraught over the accident that he went hunting and never returned. Williams was injured in a fight, and then was discharged in 1878 as a sergeant. He went on to become a pharmacist in Norfolk, Virginia. He died at the age of 63 my 22 1919.

Today, their images can be seen at the initial Rock Interpretive Site, located to the south of Fryburg, ND. To visit the site, follow the highway I-94 to 34 Fryburg I-output. Follow the main street through the city until it ends at the Sully Creek Road. Take a right at the Sully Creek Road. Take the first left onto 136thAvenue. Follow 136thAvenue in Easy-Hill. The Easy-Hill, turn right on 762 (note the small brown and white State Park maker «I-762"). Scroll down to 762 740. Turn right on 740 and follow for about 2 1/2; miles to the Initial Rock Interpretive Site.

The site is not visible from the main road and only a convenience to & # 39 is the male / female toilet in common (beware of spiders). Initial Rock is located in the National meadows and remind visitors to stay on marked roads and trails. There are remains of the wagon wheel ruts everywhere unauthorized grazing and off-road travel can potentially destroy these pieces of history.

Loader – Invention and history

Very first three-wheel skid loader front end was an invention of the brothers Louis and Cyril Keller in his machine shop in Minnesota in 1957 created the brothers Keller loader to help in cleaning the turkey manure in the barn neighbor. Compact and lightweight loader, having a rear caster wheel can turn within its own length as being able to perform tasks that are also performed using a conventional front-end loader.

Later in 1958, the Melroe manufacturing company located in Gwinner, North Dakota has acquired the right of ownership and the right to boot Koehler and at the same time used the brother to continue to improve their invention. Partnership on a result of the invention and the production of M-200, the introduction of which was not until the end portion 1958 of the year.

Skid loader has a double front drive wheels, which are independent from each other, and on the back of the turntable, and a lift motor 12 with a power of 750 pounds. Two years later, after they introduced the loader with caster wheel, they replaced it on the rear axle. Loader M400 was also introduced, and thus, the birth of the first skid loader wheel 4.

The name Bobcat was added in 1962 to provide a description of the key features and properties of the machinery. M400 power comes from the power of the engine by 15.5 horse. By the mid-1960s, the loader is expanded with the introduction of M600 loader.

In addition to numerous Bobcat rubber tire skid loader equipment, there are also all-wheel steer loader and compact loaders. The latter provide less disturbance on the ground and better control even on soft, wet and muddy grounds.

Overcoming Examiner & # 39 USPTO, S Disclaimer Office Action – the likelihood of blending

You filed a trademark for online businesses, which, in your opinion, has the right to the protection of federal trademark. Your search report came back pretty clean, except for federal registration conducted by North Dakota, which uses several similar mark in relation to the travel agency. If you are signed to, you advise your client that there is a likelihood that the sign will be denied because of a previously registered federal trademark. However, you feel that your customer & # 39; s trademark registration of the mark would be approved because your customer & # 39; s sign can be distinguished from the previous sign, although in the same class of the international identification.

After six months, you get the USPTO Office action that the expert trademark believes that there is a likelihood of confusion with respect to the previous character. In the joke, there was a lot of practice, amounting to his tent and told his client that it may be better to try another identical name. However, the likelihood of confusion failures can sometimes be overcome by careful and detailed analysis of the Federal District, of DuPont factors arising from the In Re EI du Pont de Nemours & Co., 476 F.2d one thousand three hundred fifty-seven 177 USPQ 563 (CCPA 1973),

DuPont factors with & # 39 are: (1) the similarity or dissimilarity of characters in their respectiveties as appearance, sound, connotation and commercial impression; (2) the similarity or dissimilarity and the nature of the goods or services, as described in patent application or registration or connection to a sign is in use; (3) the similarity or dissimilarity determined likely to previous sales channels; (4) The conditions under which and buyers, which sales are made, i.e. "pulse" against cautious complicated procurement; (5) the glory of the previous mark (sales, advertising, the use of length); (6) The number and nature of such characters used in similar products; (7) the nature and extent of any actual confusion; (8) the length of time during and conditions in which there is simultaneous use without evidence of actual confusion; (9) The variety of goods on which the mark with a & # 39; if not used (house mark, "something & # 39; I" mark, product mark); (10) the interface between the market and the owner of the applicable prior mark; (11) the amount to which the applicant has the right to exclude others from using their brand for their products; (12) the degree of possible confusion, that is insignificant or substantially; and (13) any other established fact probative use the effect. See id.

In this sense, it is crucial to provide the examiner with the help and comprehensive analysis of any factors that weigh on your client and # 39; s favor as DuPont factors, basically balancing test.

Pro Se Primer 101 – number 2 – Device Security: Pivotal in your fight against foreclosure scams

judge: [responding to aorrower]

Mr. Borrower, at Cornell University, they have an incredible piece of scientific equipment, known as a tunneling electron microscope. Now the microscope with & # 39 is so powerful that by firing electrons, you can see images of the atom infinitesimal minute building blocks of our universe. Mr. Borrower, if I used this microscope right now, I still would not be able to locate my interest in your problem.

Fraser series TV.

There is a "security tool" even sounds like a part of your mortgage loan? If you go to court you Pretender / The lender will approve you signed it with their eyes wide open. What the hell is that true? Well, it's a key part of each illegally foreclosures since the mid-1990s.

In the first «Pro SE Primer 101 terms that you need to know to deal with illegal foreclosures, which can be found, which can be found on this website, I described the relationships in" Essential "document (in fact, but it's Primer 101) which is a & # 39 is a bill and it is a debt that you owe.

You supposedly signed two promissory note and the security instrument (mortgage or power of attorney) on your closing. But I and # 39; sure that 99% of my readers do not know what document it was, and if they saw him again, they do not recognize him as his.

But this safety device with a & # 39 is the only document used by these brilliant attorneys on behalf of a fictitious recipient (the actual legal term) to throw you and your something & # 39; nd out. They used it to foreclose on borrowers, not just in the fact that it is illegal it is incredibly stupid. But, it worked against unsuspecting borrowers about 20 million times.

You see that the security tool designed to make follow your promissory note around, and this rule book for your loan. He describes his credit. He describes that the bill and it is the only proof that you even received the loan. He describes what happens when you repay the loan, and he describes the fact that all the parties can not do if you are unable to repay the loan.

But, it does not indicate that the foreclosing party has its own bill notes. It has no value and can not transfer ownership of the credit (promissory note).

However, only states that I have ever seen these "blocking hand" with the & # 39 is that they were designed security tool and it means that they can take your home.

This is not so. But almost every ransom was made by calling the purpose of security tools for the past 20 years.

But, even if # 39; s go back to the 1st Pro Se Primer 101 and the word "mortgage". We talked about the fact that there are two definitions or meanings, but it is not out of & # 39 is legally accurate. The word "mortgage" in the main slang "Home Loan" for citizens in all 50 states and DC, and some of these semi-islands. For you people in the State judicial foreclosure, which means that you can be imposed only on the other side, that really does have a valid legal interest in the property and is going to the appropriate court and falling redemption claim. Judicial foreclosure is much better for the borrower.

But judicial Foreclosure claims that they called security tool in their countries of mortgages. So you people who live in these states have a home loan, consisting of promissory notes and mortgages. With, of course, it is confusing.

Now, I # 39; m going to confuse you even more. security tool called extrajudicial States feat Trust.

I will not be able to fix it all in this one Primer. You see, the phrase "feat Trust» has two of the three words, which will be the subject of how it works and how it's not all workout.

Let & # 39; s talk about the word business. Many confuse you there. Trust word has three different values. You can see that everywhere there. I get to those soon. I know what you're wondering.

So, take it from this article, the bill is important and mortgage or accidental Trust feat. Blocking the "mortgage" means only mortgage was just used as a rule book. You prejudge on the bill.

This may help. I say this all the time.

& # 39; If you make a payment at home, you do not pay your house as we speak. If you make the payment at home, what you are really doing is buying back own promissory note, which was signed by you.

But it & # 39; S judges that entwine. "Assignment of Mortgage" sounds like an assignment of the mortgage, but it is not. In fact, you can not assign a mortgage. It belongs to the bill. Thus, the granting of a mortgage loan does not do anything, because the bill is not worth the mortgage (security tool). But the mortgage should always bill.

I promise you that I'm right. If you have been excluded since 1995 there has been no real bills anywhere, and your redemption was based on a mortgage assignment of judges in the states. Not because it's legal. It is, in fact, not legal at all. It simply can not be done.

Well, you ask me, how did it happen? Well, I tried to keep my faith in the honesty of our American courts, but I was a fool.

The majority of judges in America either (1) have never read the laws relating to borrow money, (2) too stupid (forgive me, but there is no other way to say it) to understand the basic laws of the US, even if they read it, Egypt ( 3) biased and prejudiced and lawyers of the country (that everyone knows the cult as one Kevin Bacon & # 39; s character Ryan Hardy fights in the "Next) will not dispute the punishment, if they are wrong. all the laws that you want. Call me as my clients do, and tell me that you have found a good law, that you want to show me.

Our laws are not bad, and my customers are not deceived. This, no doubt, very players that we believe in and that we should be able to trust, and we can not trust that ousted the twenty-seven million American & # 39; ads, making them essentially refugees. If about 3 people on average in each family & # 39; and that is 60 million American refugees. More than all the trouble spots of the world combined. It's still going on.

If only evil wins when good people do nothing, what are you going to do?

JUDICIAL FORECLOSURE states:

Connecticut, Delaware, Florida. Illinois, Indiana, Kansas, Kentucky, Louisiana,

Maine, Maryland, Massachusetts, Nebraska, New Jersey, New Mexico, New York,

North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota,

Vermont, Wisconsin

Oklahoma, South Dakota and Wisconsin are non-judicial foreclosure situation in their national laws; However, foreclosure litigation with & # 39 are common

Non-judicial foreclosure state:

Alabama, Alaska, Arizona, Arkansas, California, California, Colorado,

District of Columbia, Georgia, Hawaii, Iowa, Michigan, Minnesota, Mississippi,

Missouri, Montana, Nevada, New Hampshire, North Carolina, Oregon, Tennessee,

Texas, Utah, Virginia, West Virginia, Wyoming

Adjuster Licensing in Florida – Get Florida Insurance Claims Adjuster

Residents of the state of Florida, and non-residents of states that do not require licensing regulator, have the right to an independent Florida All Lines Adjuster license or company if:

1. You are 18 years old or older;
2. The online application is completed and the fee of $ 55.00 shall be paid;
3. You & # 39; a US citizen or legal alien with a work permit;
4. The prints are presented in one of the areas authorized by the Florida Department of Financial Services (Out-HEPA-state applicants will receive a fingerprint card from the card at the end);
5. You have successfully completed accredited azhaster designation at the University of Central Florida, or one of the other authorized license projects or pass state licensing examination.

Florida also maintains the relative position of the following license states.

Only independent regulators – Alabama
Only independent regulators – Alaska
Only independent regulators – Arkansas
Connecticut – The independent, public companies and installers
Georgia – independent and state regulators only. (Does not require a license for installers companies)
Only independent regulators – Idaho
Only public adjusters – Illinois
Kentucky – The independent, public companies and installers
Maine – public and independent regulators
Michigan – public and independent regulators
Only independent regulators – Mississippi
New Mexico – Independent and company adjusters
North Carolina – Independent regulators and public companies
Oklahoma – The independent, public companies and installers
Oregon – State and independent regulators
Pennsylvania – social adjustment
South Carolina – Independent and company adjusters only
Texas – Independent and company adjusters
West Virginia – Independent regulators and public companies
Washington – public and independent regulators
Wyoming – an independent, public companies and installers
Utah – public and independent regulators

States that do not require licensing of the adjustment include the Colorado, the District of Columbia, Illinois, Iowa, Kansas, Maryland, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, Virginia and Wisconsin.

DESIGNATION licensing

Florida approved the first setter design Accredited claims in 2003, subject construction, the first and the original release from state licensing examination. The course is now available as a distance learning through the University of Florida insurance in partnership with the University of Central Florida in 2004, one of the four licenses adjustment in Florida have been approved using the ACA designation.

While other vendors are now offering claims adjusting designs, more than 250 insurance companies and adjusters use ACA designation for the licensing of resident and nonresident installers. ACA website can be located in http://www.ce.ucf.edu/insurance

Wasp consistors designation of a series of open book, multiple choice test and a written test. Students will learn to read and research policy issues, identifying problems and claims at the conclusion of the course, which will receive a certificate University of Central Florida on the completion of their excuse by the state licensing exam.

additional education

FL Each regulator is required to complete 24 hours of CE every two years to maintain licensing. At 24 hours must include the public status is approved for 2 hours ethics; 10 Chasov-right; 12:00 per day optional.

All required courses are available on the website of UCF and all the work can be completed online at:
http://www.ce.ucf.edu/ASP/insurance